Robert Albanese brings to Pentegra an understanding of the organization's mission combined with an intimate knowledge of the financial services industry. Prior to becoming CEO, he served on Pentegra's Board of Directors for over ten years. Before joining Pentegra, Mr. Albanese was the Director of the Office of Thrift Supervision's Northeast Region, and had regulatory oversight responsibility for financial institutions with assets of over $400 billion and holding companies with assets of over $2 trillion. Mr. Albanese began his career in 1971 in a management development program of the First Boston Corporation, a then-prominent Wall Street investment banking firm. In the mid-1970's, he accepted a position with the Federal Home Loan Bank of New York, where he eventually rose to Senior Vice President and Director of Examinations. With the passage of the Financial Institutions Reform, Recovery and Enforcement Act of 1989, Mr. Albanese was transferred to the newly created Office of Thrift Supervision, an agency created in the Department of Treasury. He became Regional Director in August 1996, where he was responsible for all supervisory activities of OTS-regulated institutions in the twelve states then constituting the Northeast Region. As a former regulator, he is especially cognizant of best practices in safeguarding the interests of the plans we manage, which is a cornerstone of Pentegra's added value to its clients. Mr. Albanese holds a Bachelor of Science degree in Economics from the University of Dayton, and an MBA degree from Fairleigh Dickinson University. He is also a graduate of the U. S. Treasury's Executive Leadership Institute in Charlottesville, Virginia.

John Pinto is responsible for overseeing Pentegra's defined contribution operations, defined benefit operations, and information technology and finance areas. With 25 years of experience in the financial services industry, John has spent much of his career developing strategic planning solutions. Since joining Pentegra in 1991, John's creative talent and energy have been the driving force in continually expanding and improving our product line. John holds an M.B.A. in Finance from Sacred Heart University, and a B.S. in Accounting and Business Administration from Kings College.

Robert Alin is responsible for overseeing Pentegra's legal, compliance and governance areas. He joined Pentegra in 1986 and is our chief legal officer. Robert and his team consult with clients regularly with regard to ERISA issues, IRS, DOL and PBGC regulations and their impact on plan design and qualification, as well as plan compliance. Robert has been involved in every aspect of the business of Pentegra, and was instrumental in procuring a change to Section 413(c) of the Internal Revenue Code which was necessary to treat clients equitably and foster client retention, as well as the oversight of Pentegra Services, Inc. and obtaining a prohibited transaction exemption in connection therewith which have been integral to the growth of the business. Robert has over 30 years experience in all facets of retirement benefits, and has counseled clients on qualified and nonqualified retirement plans, welfare benefit plans, and compensation arrangements. Prior to joining Pentegra in 1986, Robert was in private practice specializing in all facets of employee benefits and tax law. Robert also served as a professor in employee benefits at the Adelphi University Lawyer's Assistant Program and has been a frequent lecturer in the field of employee benefits. He holds a J.D. and LL.M. in Taxation from New York University School of Law and a B.A. with distinction from the University of Rochester.

Scott serves as the Chief Investment Officer at Pentegra Retirement Services, where his duties include the management and oversight of the investment processes governing approximately $7 Billion in assets comprised of both public and private holdings of fixed income, equity, real estate and hedge fund investments.

Scott previously worked at Reinsurance Group of America (RGA) and served in a number of roles beginning in 2003 as Senior Portfolio Manager.  He was soon after named Head of Fixed Income Investments, and led the company's effort to create its own trading operation and in-source U.S. fixed income investment management. He later served as VP and Director of Investment Strategy and Credit research, where he managed the company's credit, structured asset, and real estate research associates through the credit downturn between 2007 and 2009.  By 2010, Scott held primary responsibility for management of the company's non-traditional investment vehicles, including Private Equity partnerships, Mezzanine Debt funds, Commercial Real Estate holdings, and Distressed Securities markets.

Prior to joining RGA, Scott spent 17 years with the Kansas City Life Insurance Company, ultimately as the senior officer in that firm's Investment Division with primary responsibility for that company's Asset-Liability Management program.  During his tenure in Kansas City, he and his staff managed the securities investments for the firm's insurance general account, corporate pension fund, bank subsidiary and a related charitable foundation.

Scott is a Chartered Financial Analyst and a Fellow of the Life Management Institute. He received his B.S. and M.B.A. degrees from the University of Kansas.  He was active for many years as an adult leader in the Boy Scouts of America and fundraiser for the American Heart Association.

Richard W. Rausser, Senior Vice President, Client Services

John Schafer is Vice President, Sales, responsible for Pentegra's business development efforts nationwide. John joined the organization in 2001, and has since been instrumental in new product development efforts and the success of Pentegra's products and services with clients throughout the country. With more than 25 years of sales experience, John has developed a comprehensive understanding of various markets we serve and excelled in a range of selling environments.  His communication skills and insight allow him effectively assess how Pentegra's capabilities will best suit customers' needs. He holds a Bachelor of Science degree from Purdue University and is a Certified Financial Planner.

Jeff Kissel is responsible for overseeing Pentegra's actuarial services area, where actuarial liabilities and funding levels are determined for each of Pentegra's pension clients and retirement benefits are paid out to more than 10,000 retirees. With over 25 years of actuarial consulting expertise, Jeff and his team extend their focus beyond number crunching to offer valuable insights into your plan-participant characteristics, assets and liabilities, cost and benefit objectives - and how those variables affect both your bottom line and your organization's human resource goals. Jeff joined the organization in 2005. He is an author and speaker on retirement benefit and pension issues. Jeff is a graduate of Binghamton University with a B.A. in Mathematics and a B.S. in Accounting. He is also a Fellow of the Society of Actuaries and an Enrolled Actuary.

Colleen Zanicchi is Vice President, Human Resources, responsible for all aspects of Pentegra's human resources strategy along with office services administration. In this critical role, Colleen oversees the development and implementation of Pentegra's human resources policies, programs and services, including recruitment, selection, retention, legal compliance, compensation and benefits. Colleen and her team are a strategic asset to the organization, offering experienced, practical advice and support along with tactical problem solving, and serving as a major agent for innovation and progressive change in the areas of employee relations, employment practices and procedures, and organizational communications.

Colleen has over 25 years of experience in working in the retirement benefits industry, 15 of which has been with Pentegra. She holds a Bachelor of Business Administration degree from the State University of New York and Professional Designation (PHR Certification) from the Society for Human Resources Management.

Joe Komosinski is Vice President, Information Technology, responsible for managing Pentegra's information technology group. As a technical expert, his more than 25 years of experience have been spent in developing IT solutions for the retirement benefits industry. He joined Pentegra in 1995, and has been a driving force in the development of Pentegra's recordkeeping platforms and web interface. At Pentegra, his focus has been on the implementation of business and retirement administration systems which enhance administrative efficiencies and deliver a rich and rewarding experience to Pentegra's customers. Joe is a member of the Charles Schwab Retirement Technologies Advisory Board. He holds a B.S. in Mathematics with a concentration in Information Technology from Binghamton University.

Mike Wood is Vice President, Actuarial and Technical Services, responsible for overseeing the area where actuarial liabilities, funding levels and contribution requirements are determined for Pentegra's pension clients. With over 20 years of actuarial expertise, Mike and his team help our defined benefit clients identify, quantify, and manage risk. He oversees the annual valuation process and works closely with his team to develop analyses that illustrate the effect of program changes, translating complex actuarial information into easy to understand terms to help our clients able to make informed decisions about their retirement programs. Mike joined the organization in 1992. He is a graduate of the State University of New York at Stony Brook with a B.S. in Applied Mathematics and Statistics and a B.S. in Economics. He is also an Associate of the Society of Actuaries and an Enrolled Actuary.

William J. Pieper, Vice President, is the senior trust officer responsible for Pentegra Trust Company. He joined the organization in 2004, and has over 27 years of management experience in trust administration, investments, and operations. Mr. Pieper is also the President of Pentegra's broker dealer, Pentegra Distributors, Inc., having completed FINRA Series 24, 53, 7, 65, and 63 certifications. Before joining Pentegra, Mr. Pieper spent 19 years with People's United Bank in Bridgeport, Connecticut, where he was an integral part of establishing the trust and wealth management department in 1985. As Vice President of Fiduciary Services, he had overall responsibility for the trust administration of over $4 billion in assets for pension plans, foundation and endowment funds, institutional custody accounts, and high net-worth individuals. He is also a retired Lieutenant Colonel in the United States Army Reserve, having over 23 years of military service in various command and staff assignments.

Mr. Pieper is a graduate of the United States Military Academy, West Point, NY, where he received a Bachelor of Science degree, has an MA in Journalism with a concentration in Marketing and Public Relations from the University of South Carolina, and also has been awarded an MBA in Finance from Long Island University.

Kevin Killian is Vice President and Director of BOLI Services. Kevin brings more than 30 years of industry expertise to Pentegra with a background that not only includes in-depth knowledge of the banking community, but also the executive compensation arena.

Prior to joining Pentegra, Kevin spent nine years as a Partner at BFS Group in Princeton, NJ, a firm specializing in supplemental benefits for top executives and directors and bank owned life insurance (BOLI).

He began his career in the banking industry. For over 20 years he was a banker in New Jersey and held various management positions with several institutions as CFO and/or President.

Kevin is instrumental in developing and marketing Pentegra's Benefits Financing Advantage program, a unique approach to the acquisition and management of bank owned life insurance for community-based financial institutions. His expertise is integral in working with our clients to design customized strategies for benefit enhancement financed through BOLI programs that not only help to offset the cost of employee benefit programs, but also improve the bank's bottom line.

Kevin holds a Bachelor of Science in Accounting from Clarkson University and an MBA in Finance from Iona College.

Beth Kane, Vice President, Defined Contribution Services

Beth is Vice President of Pentegra's Defined Contribution Operations area, overseeing the retirement plan solutions and customized services Pentegra provides to plan sponsors, participants, advisors and intermediaries. As head of Defined Contribution Operations, Beth is responsible for the product and service delivery of Pentegra's defined contribution programs. As a key member of the management team, Beth works closely with our product development area to spearhead initiatives to improve Pentegra's product and service platforms.

Beth has more than 25 years experience in the retirement services industry, with focus areas in retirement plan recordkeeping and administration. Prior to joining Pentegra in 2006 she was with Madison Pension Services, responsible for the management and administration of key defined contribution plan accounts. Beth began her career in the retirement plan servicing industry with Frank B. Hall, where she held management positions in client and participant services.

Beth holds a bachelor's degree in Biology from Colgate University.