Robert Albanese brings to Pentegra an understanding of the organization's mission combined with an intimate knowledge of the financial services industry. Prior to becoming CEO, he served on Pentegra's Board of Directors for over ten years. Before joining Pentegra, Mr. Albanese was the Director of the Office of Thrift Supervision's Northeast Region, and had regulatory oversight responsibility for financial institutions with assets of over $400 billion and holding companies with assets of over $2 trillion. Mr. Albanese began his career in 1971 in a management development program of the First Boston Corporation, a then-prominent Wall Street investment banking firm. In the mid-1970's, he accepted a position with the Federal Home Loan Bank of New York, where he eventually rose to Senior Vice President and Director of Examinations. With the passage of the Financial Institutions Reform, Recovery and Enforcement Act of 1989, Mr. Albanese was transferred to the newly created Office of Thrift Supervision, an agency created in the Department of Treasury. He became Regional Director in August 1996, where he was responsible for all supervisory activities of OTS-regulated institutions in the twelve states then constituting the Northeast Region. As a former regulator, he is especially cognizant of best practices in safeguarding the interests of the plans we manage, which is a cornerstone of Pentegra's added value to its clients. Mr. Albanese holds a Bachelor of Science degree in Economics from the University of Dayton, and an MBA degree from Fairleigh Dickinson University. He is also a graduate of the U. S. Treasury's Executive Leadership Institute in Charlottesville, Virginia.

John Pinto is responsible for overseeing Pentegra's defined contribution operations, defined benefit operations, and information technology and finance areas. With 25 years of experience in the financial services industry, John has spent much of his career developing strategic planning solutions. Since joining Pentegra in 1991, John's creative talent and energy have been the driving force in continually expanding and improving our product line. John holds an M.B.A. in Finance from Sacred Heart University, and a B.S. in Accounting and Business Administration from Kings College.

Robert Alin is responsible for overseeing Pentegra's legal, compliance and governance areas. He joined Pentegra in 1986 and is our chief legal officer. Robert and his team consult with clients regularly with regard to ERISA issues, IRS, DOL and PBGC regulations and their impact on plan design and qualification, as well as plan compliance. Robert has been involved in every aspect of the business of Pentegra, and was instrumental in procuring a change to Section 413(c) of the Internal Revenue Code which was necessary to treat clients equitably and foster client retention, as well as the oversight of Pentegra Services, Inc. and obtaining a prohibited transaction exemption in connection therewith which have been integral to the growth of the business. Robert has over 30 years experience in all facets of retirement benefits, and has counseled clients on qualified and nonqualified retirement plans, welfare benefit plans, and compensation arrangements. Prior to joining Pentegra in 1986, Robert was in private practice specializing in all facets of employee benefits and tax law. Robert also served as a professor in employee benefits at the Adelphi University Lawyer's Assistant Program and has been a frequent lecturer in the field of employee benefits. He holds a J.D. and LL.M. in Taxation from New York University School of Law and a B.A. with distinction from the University of Rochester.

Cherie A. Beirau, Regional Senior Vice President, TPA Services

Jeffrey A. Kissel, Senior Vice President & Chief Actuary

Scott serves as the Chief Investment Officer at Pentegra Retirement Services, where his duties include the management and oversight of the investment processes governing approximately $7 Billion in assets comprised of both public and private holdings of fixed income, equity, real estate and hedge fund investments.

Scott previously worked at Reinsurance Group of America (RGA) and served in a number of roles beginning in 2003 as Senior Portfolio Manager.  He was soon after named Head of Fixed Income Investments, and led the company's effort to create its own trading operation and in-source U.S. fixed income investment management. He later served as VP and Director of Investment Strategy and Credit research, where he managed the company's credit, structured asset, and real estate research associates through the credit downturn between 2007 and 2009.  By 2010, Scott held primary responsibility for management of the company's non-traditional investment vehicles, including Private Equity partnerships, Mezzanine Debt funds, Commercial Real Estate holdings, and Distressed Securities markets.

Prior to joining RGA, Scott spent 17 years with the Kansas City Life Insurance Company, ultimately as the senior officer in that firm's Investment Division with primary responsibility for that company's Asset-Liability Management program.  During his tenure in Kansas City, he and his staff managed the securities investments for the firm's insurance general account, corporate pension fund, bank subsidiary and a related charitable foundation.

Scott is a Chartered Financial Analyst and a Fellow of the Life Management Institute. He received his B.S. and M.B.A. degrees from the University of Kansas.  He was active for many years as an adult leader in the Boy Scouts of America and fundraiser for the American Heart Association.

Pete Swisher, CFP, CPC, TGPC, Senior Vice President, National Sales

Chuck W. Coldwell, Vice President, Consulting Services

Charles W. Coldwell, Jr. "Chuck" is Vice President, Consulting Services, and oversees Pentegra's retirement plan consulting group, the high level relationship management team for Pentegra's national client base.

As a key member of Pentegra's management team, Chuck works with his team to develop strategic initiatives designed to enrich the client and participant experience.

Chuck brings more than thirty years of extensive retirement plan consulting experience to his role. He has worked with clients nationwide in developing, designing and managing qualified and non-qualified retirement programs, with a focus on best practices for retirement plans. He has played a leading role in working with many of our highest profile clients, and brings a unique combination of vision, client focus and passion for customers.

Chuck began his career with Pentegra in 1978. He left the organization in 2002 when he joined Glenn G. Geiger Company to focus his efforts on executive and director benefit programs.  He rejoined Pentegra in 2011 as a senior member of the Consulting Services team.  He has been instrumental in expanding the consulting team's depth and breadth of experience, and has played a central leadership role in broadening the organization's client initiatives.

A graduate of St. Lawrence University in Canton, NY, he holds a Bachelor of Arts degree in Economics and Psychology.  He also maintains FINRA Series 6 and 63 registrations along with life, health and disability insurance licenses in eight states.

Beth Kane, Vice President, Defined Contribution Services

Beth is Vice President of Pentegra's Defined Contribution Operations area, overseeing the retirement plan solutions and customized services Pentegra provides to plan sponsors, participants, advisors and intermediaries. As head of Defined Contribution Operations, Beth is responsible for the product and service delivery of Pentegra's defined contribution programs. As a key member of the management team, Beth works closely with our product development area to spearhead initiatives to improve Pentegra's product and service platforms.

Beth has more than 25 years experience in the retirement services industry, with focus areas in retirement plan recordkeeping and administration. Prior to joining Pentegra in 2006 she was with Madison Pension Services, responsible for the management and administration of key defined contribution plan accounts. Beth began her career in the retirement plan servicing industry with Frank B. Hall, where she held management positions in client and participant services.

Beth holds a bachelor's degree in Biology from Colgate University.

Kevin Killian, National Sales Director, BOLI and Non-Qualified Benefit Plans

Mike Wood is Vice President, Actuarial and Technical Services, responsible for overseeing the area where actuarial liabilities, funding levels and contribution requirements are determined for Pentegra's pension clients. With over 20 years of actuarial expertise, Mike and his team help our defined benefit clients identify, quantify, and manage risk. He oversees the annual valuation process and works closely with his team to develop analyses that illustrate the effect of program changes, translating complex actuarial information into easy to understand terms to help our clients able to make informed decisions about their retirement programs. Mike joined the organization in 1992. He is a graduate of the State University of New York at Stony Brook with a B.S. in Applied Mathematics and Statistics and a B.S. in Economics. He is also an Associate of the Society of Actuaries and an Enrolled Actuary.

Colleen Zanicchi is Vice President, Human Resources, responsible for all aspects of Pentegra's human resources strategy along with office services administration. In this critical role, Colleen oversees the development and implementation of Pentegra's human resources policies, programs and services, including recruitment, selection, retention, legal compliance, compensation and benefits. Colleen and her team are a strategic asset to the organization, offering experienced, practical advice and support along with tactical problem solving, and serving as a major agent for innovation and progressive change in the areas of employee relations, employment practices and procedures, and organizational communications.

Colleen has over 25 years of experience in working in the retirement benefits industry, 15 of which has been with Pentegra. She holds a Bachelor of Business Administration degree from the State University of New York and Professional Designation (PHR Certification) from the Society for Human Resources Management.