Robert Albanese brings to Pentegra an understanding of the organization's mission combined with an intimate knowledge of the financial services industry. Prior to becoming CEO, he served on Pentegra's Board of Directors for over ten years. Before joining Pentegra, Bob was the Regional Director of the Office of Thrift Supervision for the Northeast Region, which oversees institutions with assets of over $400 billion and holding companies with assets of over $2 trillion. He joined the OTS in 1989 and became Regional Director in 1996. Bob began his career in the management training program of the First Boston Corporation, a Wall Street investment banking firm. In the mid-1970's, he accepted a position with the Federal Home Loan Bank of New York, where he eventually rose to Senior Vice President and Director of Examinations. With the passage of the Financial Institutions Reform, Recovery and Enforcement Act of 1989, Bob was transferred to the newly created Office of Thrift Supervision, an agency created in the Department of Treasury. He became Regional Director in August 1996, where he was responsible for all supervisory activities of OTS-regulated institutions in the twelve states now constituting the Northeast Region. As a former regulator, he is especially cognizant of best practices in safeguarding the interests of the plans we manage, which is a cornerstone of Pentegra's added value to its clients. Bob holds a Bachelor of Science degree in Economics from the University of Dayton, and an MBA degree from Fairleigh Dickinson University. He is also a graduate of the U. S. Treasury's Executive Leadership Institute.

John Pinto is responsible for overseeing Pentegra's defined contribution operations, defined benefit operations, and information technology and finance areas. With 25 years of experience in the financial services industry, John has spent much of his career developing strategic planning solutions. Since joining Pentegra in 1991, John's creative talent and energy have been the driving force in continually expanding and improving our product line. John holds an M.B.A. in Finance from Sacred Heart University, and a B.S. in Accounting and Business Administration from Kings College.

Robert Alin is responsible for overseeing Pentegra's legal, compliance and governance areas. He joined Pentegra in 1986 and is our chief legal officer. Robert and his team consult with clients regularly with regard to ERISA issues, IRS, DOL and PBGC regulations and their impact on plan design and qualification, as well as plan compliance. Robert has been involved in every aspect of the business of Pentegra, and was instrumental in procuring a change to Section 413(c) of the Internal Revenue Code which was necessary to treat clients equitably and foster client retention, as well as the oversight of Pentegra Services, Inc. and obtaining a prohibited transaction exemption in connection therewith which have been integral to the growth of the business. Robert has over 30 years experience in all facets of retirement benefits, and has counseled clients on qualified and nonqualified retirement plans, welfare benefit plans, and compensation arrangements. Prior to joining Pentegra in 1986, Robert was in private practice specializing in all facets of employee benefits and tax law. Robert also served as a professor in employee benefits at the Adelphi University Lawyer's Assistant Program and has been a frequent lecturer in the field of employee benefits. He holds a J.D. and LL.M. in Taxation from New York University School of Law and a B.A. with distinction from the University of Rochester.

Rich oversees Pentegra's Consulting, Product Development, Client Transition and Marketing practice groups. Rich joined the organization in 1997 and has more than 25 years of experience in the retirement benefits field.

His extensive knowledge of the retirement plan industry includes a unique mix of small company and Fortune 500 level consulting work, as well as strategic product development. His knowledge of the retirement plan marketplace, and insights in beneit plan design and customer needs have been instrumental in not only expanding Pentegra's product lineup and customer base, but in helping clients nationwide design effective benefits and compensation strategies. He is a frequent speaker on retirement benefit topics.

Rich is a Certified Pension Consultant (CPC), a Qualified Pension Administrator (QPA), a Qualified 401(k) Administrator (QKA) and a member of the American Society of Pension Professionals and Actuaries (ASPPA). He holds an M.B.A. in Finance from Fairleigh Dickinson University and a B.A. in Economics and Business Administration from Ursinus College.

Scott serves as the Chief Investment Officer at Pentegra Retirement Services, where his duties include the management and oversight of the investment processes governing approximately $7 Billion in assets comprised of both public and private holdings of fixed income, equity, real estate and hedge fund investments.

Scott previously worked at Reinsurance Group of America (RGA) and served in a number of roles beginning in 2003 as Senior Portfolio Manager.  He was soon after named Head of Fixed Income Investments, and led the company's effort to create its own trading operation and in-source U.S. fixed income investment management. He later served as VP and Director of Investment Strategy and Credit research, where he managed the company's credit, structured asset, and real estate research associates through the credit downturn between 2007 and 2009.  By 2010, Scott held primary responsibility for management of the company's non-traditional investment vehicles, including Private Equity partnerships, Mezzanine Debt funds, Commercial Real Estate holdings, and Distressed Securities markets.

Prior to joining RGA, Scott spent 17 years with the Kansas City Life Insurance Company, ultimately as the senior officer in that firm's Investment Division with primary responsibility for that company's Asset-Liability Management program.  During his tenure in Kansas City, he and his staff managed the securities investments for the firm's insurance general account, corporate pension fund, bank subsidiary and a related charitable foundation.

Scott is a Chartered Financial Analyst and a Fellow of the Life Management Institute. He received his B.S. and M.B.A. degrees from the University of Kansas.  He was active for many years as an adult leader in the Boy Scouts of America and fundraiser for the American Heart Association.

Jeff Kissel is responsible for overseeing Pentegra's actuarial services area, where actuarial liabilities and funding levels are determined for each of Pentegra's pension clients and retirement benefits are paid out to more than 10,000 retirees. With over 25 years of actuarial consulting expertise, Jeff and his team extend their focus beyond number crunching to offer valuable insights into your plan-participant characteristics, assets and liabilities, cost and benefit objectives - and how those variables affect both your bottom line and your organization's human resource goals. Jeff joined the organization in 2005. He is an author and speaker on retirement benefit and pension issues. Jeff is a graduate of Binghamton University with a B.A. in Mathematics and a B.S. in Accounting. He is also a Fellow of the Society of Actuaries and an Enrolled Actuary.