Pentegra :: KSOPs



CONSIDER THIS: A KSOP plan can provide a more cost-effective retirement program that combines the benefits of a traditional ESOP and 401(k) plans to simplify administration and reduce overall plan expenses. Integrating company stock into a retirement plan can help improve productivity too!

At Pentegra, we create retirement plans that work for you and your employees. Our custom KSOP options can help you attract and retain the employees needed to make your business a success. Pentegra offers flexible KSOP design options to meet your benefit and cost objectives - whatever your goals. Our industry insight and expertise can help you build a competitive advantage.

Retirement plans backed by 65+ years of expertise. That's an advantage.

Learn more about Pentegra's KSOP Advantage today:


Our comprehensive approach delivers all of the services you need from a single provider - offering a better value for your retirement investment.

  • Dedicated Account Management
  • Plan Design & Document Support
  • Administration & Recordkeeping
  • Plan Consulting
  • Plan Compliance
  • Government Filings & Tax Reporting
  • Fiduciary Services
  • Plan Audit Services
  • Legal Services
  • Investment Management
  • Employer Stock Services
  • Trustee Services
  • Education & Communications
  • Pentegra Online 24/7 Sponsor & Participant Account Access


Pentegra offers a flexible approach, free of proprietary funds, which means that you can select the platform that's best for you and your participants.

  • Investment platform with recommended select list of active and passive fund options
  • Institutionally-managed collective trust indexed fund platform
  • True open architecture platform
  • Comprehensive company stock capabilities
  • Bank or credit union CDs as plan investment options
  • Asset allocation and Target Date portfolios with both age and risk based strategies
  • Self-directed brokerage account with a choice of over 2,000 mutual funds from over 300 fund families as well as individual securities