By Pete Swisher, CFP®, CPC, TGPC Senior Vice President, Pentegra Retirement Services By now the retirement industry recognizes that MEPs will play an expanded role in the future of the U.S. retirement system. The question for most retirement specialists is what to do about it….
…to defined contribution models. A comprehensive review of private retirement coverage, individual and household accounts balances, investment trends, costs and net returns, and retention and distribution during retirement. A comprehensive review of societal trends, including wage growth, economic growth, unique small business challenges, serial employment,…
“Highlighting five trends in the capital markets and retirement industry which are expected to impact pension sponsors and retirees this year. Tax Reform Interest Rates PBGC Premiums The DOL Fiduciary Rule Exchange traded funds (ETFs) “…
…grow. RoboAdvisors can offer a wide range of investment choices (including actively managed and niche assets), portfolio optimization and frequent portfolio rebalancing. However, there are a number of potential downsides and caveats with respect to RoboAdvisors: Lack of Transparency: There is no industry standard regarding…
Fiduciary outsourcing is the transfer of responsibility associated with running a retirement plan to an institutional fiduciary. The key advantage fiduciary outsourcing offers plan sponsors-the expertise that comes with a comprehensive fiduciary governance process to ensure better results. WHAT ARE THE KEY FIDUCIARY RESPONSIBILITIES INVOLVED…
…There appears to be no shortage of federal legislation being considered that could have major impacts on the retirement plan industry. The White House has issued an Executive Order that seeks the removal of some of the obstacles to certain types of open multiple employer…
…actual change can take place before May. The running debate about the standards of care in the financial services industry is therefore beginning in earnest. The SEC is expected to weigh in on a uniform standard for brokers and investment advisers later this year; the…
Have you or your employees ever wondered about the most efficient ways of drawing down your retirement assets? Are you offering a plan with enough flexibility to meet the needs of your diverse employee group? With so many different puzzle pieces, it’s no…
As we look ahead, here are 5 issues which are likely to impact the retirement and pension industry in 2018: Will tax reform impact savings and retirement? – It is still far from certain that comprehensive tax reform will be passed by Congress, given the…
…ability to meet the needs of ABA members with a wide variety of retirement product offerings, industry expertise and bank-focused solutions. Pentegra’s qualified retirement plan solutions have been selected as the exclusive Preferred Partner for credit unions by NAFCU Services Corporation. Pentegra’s qualified retirement plan…
…a ten year business strategy designed to capitalize on these two trends will prosper—as will their clients. Questions an Advisor Must Answer in order to Embrace the Strategy What is the True Value of 3(16) Outsourcing? The basis for Prediction No. 1 above is a…
…older have sacrificed “a lot,” and 34 percent said they have “somewhat” sacrificed, their own retirement security in order to help support their adult offspring. The survey sought to determine trends in financial independence by examining at what average age its respondents believed that individuals…