Search Results

We have found 149 results matching your search query.

Auto-Portability: A Way to Address 401(k) Leakage

…the EBRI refers to as the nation’s $4.1 trillion Retirement Savings Shortfall (RSS). On February 7, EBRI’s research director Jack VanDerhei wrote that auto-portability “would help keep the DC [defined contribution] assets in the retirement system and — in theory — reduce leakage from cashouts…

Employer Connect: When to Set Sail with Safe Harbor

…– which determines if the account balances of key employees is greater than 60% of the total assets held by the plan. We know that the goal of many company owners is to maximize how much you can contribute each year to your retirement. So,…

Five Retirement Plan Changes that Employers Should Consider

…million workers and $775 billion in retirement assets, 68 percent of companies automatically enroll workers in 401(k) plans, up from 58 percent in 2015. Alight further found that companies are also defaulting workers into the plan at higher rates, with 33 percent of companies doing…

The Role of the Federal Reserve in Retirement Investing

…greater response in CD and bank deposit rates, the impact so far has been muted. In any case, it may be prudent not to “time” CD maturities and to remain diversified across asset classes as opposed to using the Fed as a market barometer. 1….

DOL Considers Changes To Fiduciary Rules

…definition of investment advice?” Or should there be a streamlined exemption with respect to contributions? (Do “contributions” include rollover contributions? The RFI does not specify.) Should recommendations about investment of IRA assets in deposit-based bank accounts, like CDs, be excluded from the definition of investment

1st Quarter 2015 Economic & Market Review

…Funds Rate will be based on inflation measures. Outside of the U.S., the European Central Bank announced that its quantitative easing methodology would entail monthly asset purchases of roughly $70 billion through the third quarter of 2016. Globally, India is supplying attractive growth rates in…

Your Company’s Retirement Plan – Time for a Check-up?

…within 30 days. Not making timely deposits. Generally, employers must deposit participant contributions and loan repayments in the plan as soon as the amounts can reasonably be segregated from the employer’s general assets. “Small” plans with fewer than 100 participants can be assured of meeting…