…the company is undervalued. What are the potential downside issues associated with stock buybacks? First, the company may be sacrificing long term growth by delaying reinvestment in its business. Second, if a company is using borrowed funds to pay for the repurchases, it will often…
…relied upon the “4 percent rule” when it comes to the decumulation phase of retirement savings: Assuming you have accumulated sufficient assets by retirement age, it was widely accepted that if you withdraw 4 percent a year from those savings, you should have sufficient funds…
…of creating the “contagion” that occurred when Greece and southern European countries were in the midst of political and economic crises. The British central bank, the Bank of England, has helped calm markets by standing ready to inject funds into the banking system. Thus far,…
…repeated, these have been unprecedented times. However, once the pandemic is behind us – something that now seems possible with the Pfizer and Moderna vaccines – it will be time to regroup and think about how to replenish those retirement funds, and to go about…
…tax deductible contributions and substantial guaranteed benefits they can provide. Going one step further the book also explores reducing the tax on those funds when they are distributed in the future. Read the eBook version here, 412(e)(3). Safe. Stable. Secure. A Tax-Advantaged Retirement Plan with…
A bill recently reintroduced to the U.S. House of Representatives could stop using premiums paid to the Pension Benefit Guaranty Corporation (PBGC) by single-employer pension plans from being used to pay for federal spending initiatives – a misuse of those funds that has taken place…
Explore fully insured defined benefit plans, the large tax-deductible contributions and substantial guaranteed benefits they can provide, along with reducing the tax on those funds when they are distributed in the future….
…Fiduciary Standard How has it been impacted in 2018 and 2019 2020 Outlook – SEC Best Interest (BI) Standard SECURE Act How will the SECURE Act affect the retirement industry Pentegra view Exchange traded funds (ETFs) Review of ETFs Will ETFs continue their rapid growth?…
…Relief, and Economic Security (CARES) Act of 2020 allowed individuals to access the lesser of $100,000 or 100% of their retirement savings without being subject to early withdrawal penalties, and allowing them to repay those funds over a three-year period without the monies being considered…
…rollover of 100% of your funds. If the day ever comes when you have to decide whether to take your retirement money early, picture that warning label: Don’t touch. Then avoid the threat to your future financial well-being by preserving your cash in a tax-deferred…
…Chinese stocks can be accessed through local shares, companies listed on US stock exchanges and Exchange Traded Funds (ETFs). Summary Although there are a number of trade, market, economic and social issues associated with China and its economy, China will continue to be a growing…
…a privately owned, fee-for-service provider, it does not participate, directly or indirectly, in the sale of life insurance products, annuities, mutual funds, or other financial products. Other firms operating in the BOLI space perform both administrative and service functions in what they call a “turnkey”…