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Fixing What Others Fear

…significant fines and penalties. In fact, in 2021, we helped clients file 12 Voluntary Correction Program (VCP) applications and avoid over $1 million in penalties. Some of the ways we do this for plan sponsors are illustrated in the real-life case studies that follow. The…

DOL: Tread Carefully When It Comes to ESG Investing

…private-sector retirement and other employee benefit plans in light of recent trends involving ESG investing – which, as the name indicates, revolves around measuring the sustainability and societal impact of an investment, in order to determine the future financial performance of that investment. Falling under…

Pentegra at 75: Still Going Strong

…industry. Unfortunately, something else that has not changed is most Americans’ attitudes towards saving for their golden years. “Save early and often” is one of our mantras, but time and again we see reports saying that for many people – especially those in the millennial

What is Bitcoin?

…to become a part of the global financial landscape, and could increase in popularity as an alternative payment medium for millennials and as an investment for speculative investors. NOTE: Information presented herein is for discussion and illustrative purposes only and is not a recommendation or…

How Does the Housing Market Affect the United States Economy?

…smaller correlation. What might explain the weaker relationship after 2009? Although homebuilding supply recovered after the 2008-09 slump, there was also continued weak demand due to factors such as millennials staying at home longer, fragile consumer confidence and slow wage growth. In summary, housing activity…

Medicare For All: The Discussion Heats Up

…such as health care), one should be careful not to “cherry pick” data points either supporting and opposing M4A. Further studies and discussion will be necessary, as well as navigating politics and the clout of industry groups such as insurance companies and hospitals. However, it…

Wellness and Investing in Ourselves: How They Impact Our Human Capital

…Most studies have focused on an individual’s earnings as a function of their amount of education. Despite differing results, there has been general agreement that investment in human capital (primarily measured by education), can increase earnings, as well as lower crime and poverty rates. Additionally,…

Portfolio Rebalancing in the Recent Market Environment

…Retirement Services. He joined Pentegra in May 2007 as a Senior Analyst in the Investment Department and became Director-Investments in January 2013. He is responsible for managing over $1 billion in internal bond portfolios and providing asset/liability studies, analytics and product strategy for Pentegra’s Defined…

When Black Swans Appear in Financial Markets

…in May 2007 as a Senior Analyst in the Investment Department and became Director-Investments in January 2013. He is responsible for managing over $1 billion in internal bond portfolios and providing asset/liability studies, analytics and product strategy for Pentegra’s Defined Benefit and Defined Contribution Plans….

Why is Tax Reform So Difficult?

…over $1 billion in internal bond portfolios and providing asset/liability studies, analytics and product strategy for Pentegra’s Defined Benefit and Defined Contribution Plans. Mr. Slade is also a frequent contributor of economic and financial market blogs to Pentegra’s Talk to a Specialist website and the…

Pension Plans as Shareholders

…Introduction to Proxy Voting”, Website, 2017. Joshua Gotbaum, “Moving DoL’s fiduciary standards into the 21st Century: The case of ERISA investing”, Brookings Economics Studies, 2016. NOTE: Information presented herein is for discussion and illustrative purposes only and is not a recommendation or an offer or…