Search Results

We have found 105 results matching your search query.

Dealing with the DOL and Missing Plan Participants

…(IRAs) in 2016.” The GAO noted that, when account owners do not claim money from retirement savings accounts or cash checks from their plans, the funds may be transferred to the appropriate state’s unclaimed property offices; assets and uncashed checks from employer-sponsored retirement plans like…

It’s 401(k) Day! Here are Some Tips to Get You on the Right Track

…in the others. By dividing your money among stocks, bonds, and cash alternatives you can spread your risk while conserving opportunities for gains. Leave Your Money Alone While borrowing money from yourself may seem like a good idea, it’s not! Money taken out of your…

Pension Funds and Infrastructure Investment

…as a distinct asset class alongside stocks, bonds, private equity, real estate and cash. Another important development for pensions has been the introduction in 2018 by the EDHEC Infrastructure Institute of a set of benchmarks, or indices, to evaluate the performance of infrastructure funds. In…

2020: The Year That Was

…orders in a number of states. With the economy teetering and the future uncertain, Congress passed the $2.2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act, an unprecedented economic stimulus bill, which was signed into law on March 27. In addition to one-time cash

Rising Interest Rates, BOLI, and You

…tax shelter given BOLI’s status as a tax-free asset, BOLI is also utilized to help offset ever-increasing employee benefit expenses. Unlike many investment security products, General and Hybrid Account BOLI are not mark-to-market assets. Banks earn income from the growth of the BOLI cash value…

When Social Security Loopholes Close

…the Social Security Administration several billions of dollars a year. Closing them should help to delay when the Social Security Retirement Trust Fund might run out of cash; as of November 2015, that time was anticipated to arrive in 2035. In the meantime, if you…

3rd Quarter 2015 Economic & Market Review

…(representing investment grade U.S. bonds) returned 1.2% (1.1% YTD) and the long end of the curve recovered following a difficult first-half of the year with the BarCap Long Treasury Index surging 5.1% (0.2% YTD). Cash continued to yield near 0.0% at the end of 3Q….

Gross Domestic Product: What It Does and Doesn’t Tell Us

…underground economy. The underground economy includes legal as well as illegal activities where income is not reported and taxes are not paid. Examples of the underground economy are cash-only transactions and freelancing. How big is the underground economy? One estimate puts the size of the…

Working With Time When It Comes to Your Retirement

…an investment expert, how do you navigate this potential investment minefield? This is where target date funds can come into play. These are mutual funds that automatically reset the composition of assets (such as stocks, bonds, and cash) in one’s retirement portfolio according to a…

The Case for BOLI

…program expenses. Banks earn income from the growth of the BOLI cash value and from the life insurance proceeds paid to the bank on the death of the insured employee. Note that banks do not purchase BOLI to benefit from an employee’s death, but rather…