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It’s Here! SECURE 2.0 Act of 2022

Richard Rausser By Richard Rausser

The long awaited, much anticipated SECURE 2.0 has finally arrived just before the end of the year in Congress’ omnibus spending bill.

The bill is good news for retirement plans, with several provisions designed to help improve retirement savings and plan coverage.

Key retirement plan provisions of the bill include:

*  Treatment of Student Loan Payments for Purposes of Matching Contributions

*  Higher Catch-Up Limits at Ages 60-63

*  Increased RMD Age to as High as Age 75

*  Retirement Savings Lost and Found

*  Pension-Linked Lost and Found Savings Provision

*  Good News for 403(b) Plans

*  Revenue Offsets


Richard Rausser
Richard Rausser

Richard W. Rausser has more than 30 years of experience in the retirement benefits industry. He is Senior Vice President of Thought Leadership at Pentegra, a leading provider of retirement plan and fiduciary outsourcing to organizations nationwide. Rich is responsible for helping to shape and define Pentegra’s viewpoint on workplace retirement plans, plan design strategy, retirement success and employee savings trends. His work is used by employers, employees, advisors, policymakers and the media to produce successful outcomes for American workers.  In addition, Rich is responsible for Pentegra’s Defined Benefit line of business, which includes a team of Actuaries and other retirement plan professionals as well as Pentegra’s BOLI line of business.  He is a frequent speaker on retirement benefit topics; a Certified Pension Consultant (CPC); a Qualified Pension Administrator (QPA); a Qualified 401(k) Administrator (QKA); and a member of the American Society of Pension Professionals and Actuaries (ASPPA). He holds an M.B.A. in Finance from Fairleigh Dickinson University and a B.A. in Economics and Business Administration from Ursinus College.