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The CARES Act – What it Means for You, Your Retirement Plan, & Your Plan Participants

Richard Rausser By Richard Rausser

The CARES Act is the third round of federal government support in the wake of the coronavirus crisis and associated economic fallout.

The CARES Act provides further support to both individuals and businesses, including changes to retirement plan distribution and tax policy for individuals impacted by or who experience financial consequences as a result of COVID-19.

Key Provisions Impacting the Retirement Industry

  • Expands the definition of permissible distributions from retirement plans
  • Increases plan loan limits
  • Temporarily Waives Required Minimum Distribution Rules (RMDs) for calendar year 2020
  • Provides Funding Relief for Defined Benefit Plans
Join us as we provide a summary of the changes impacting the retirement industry.


Richard Rausser
Richard Rausser

Richard W. Rausser has over 25 years of experience in the retirement benefits industry. He is Senior Vice President of Client Services at Pentegra Retirement Services, a leading provider of retirement plan, fiduciary outsourcing and institutional investment services to organizations nationwide. Rausser oversees the consulting, marketing and communications, non-qualified plan and BOLI business development and  actuarial service practice groups at Pentegra. He is a frequent speaker on retirement benefit topics; a Certified Pension Consultant (CPC); a Qualified Pension Administrator (QPA); a Qualified 401(k) Administrator (QKA); and a member of the American Society of Pension Professionals and Actuaries (ASPPA). He holds an M.B.A. in Finance from Fairleigh Dickinson University and a B.A. in Economics and Business Administration from Ursinus College.