…Russell 1000 Value index, have been hurt by economic slowdowns and manufacturing shutdowns during the pandemic. Growth stocks have been trading at record multiples, including the key measures of price-to-earnings and price-to-cash flow. Those who believe that these multiples have created a “bubble” that is…
…of the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 was the creation of the PEP, which allows unrelated employers to collectively participate in a retirement plan that is professionally run. As with the Multiple Employer Plan (MEP), the economies of scale…
…creates new reporting options for multiple employer plans (MEPs) using a single Form 5500, in accordance with the SECURE Act, while Annual Reporting and Disclosure aligns Form 5500 reporting regulations under ERISA with the proposed Form 5500 revisions. The agencies also published a fact sheet…
…or unrelated – to file a single Form 5500 for multiple defined contribution plans – again, to help cut down costs and receive higher levels of service. The plans making up the GoP must have the same trustee, administrator, fiduciaries, investments and plan year in…
…two years of service. Make it easier for military spouses to save within their employer retirement plans Ensure that small businesses can take full advantage of the start-up credit when participating in a multiple employer plan (MEP). Direct Treasury to provide education to small businesses…
…They can have modest limits on contributions or can go up to multiple six figures in DB and cash balance plans. The key driver here is that unless a client is simply focused on the least expensive way to offer any sort of “retirement benefit,”…
…Pentegra has essentially been doing this sort of thing, running multiple employer plans, for the past several decades. We know the ins and outs of managing these kinds of plans, which includes paying strict attention to ERISA guidelines – something neophytes may not be able…
While Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) got the lion’s share of attention last year with the passage of the SECURE Act (Setting Every Community Up for Retirement Enhancement) – and understandably so – another type of plan is also gaining traction…
…inflation to rise above that level before considering pulling back on its support. The Fed, along with federal stimulus programs, have helped stock markets surge to record levels, sustaining multiples rivaling the dot-com era of 1999 and 2000. So why are we hearing more concern…
…convertible to dollars. Cryptocurrencies are generally unregulated and would raise multiple fiduciary and legal concerns for an ERISA benefit plan. Its short history precludes meaningful risk and return analysis. Overview of the Cryptocurrency Market According to Bianco Research, the size of the cryptocurrency market is…
…another 22 percent said that they “have other savings priorities.” (Multiple answers were allowed.) On the time side of the equation, 45 percent said that retiring earlier was their top priority – the survey did not define what “earlier” means in this circumstance. Drilling further…
A review of the multiple proposals Congress is currently considering that have the potential to dramatically reshape the retirement plan marketplace….